Savings Accounts
From traditional savings accounts to special savings, let us help you save for life's important milestones.
Which Savings Option is Best for You?
Your needs are unique and finding the right financial options can be overwhelming. As your financial partner, we’re here to help you make the right financial decisions and give you peace of mind. Try out the Savings Assistant below to find out which solution is best for you!
Compare Savings Accounts
| Primary Savings1 | Special Savings | Smart Savings | |
|---|---|---|---|
| Minimum Deposit | $0 | $25 | $1000 |
| Monthly Fee | $0 or $5 single service fee | $0 | $0 |
| Minimum to Earn Dividends | $50 | $50 | $1,000 |
Comparing Money Market Options
| Money Market Savings | Money Market Index | |
|---|---|---|
| Minimum Deposit | $1,000 | $1,000 |
| Monthly Fee | $0 | $0 |
| Minimum to Earn Dividends | $2,500 | $2,500 |
| Features | Tiered rates on higher dividends | Tiered rates on higher dividends |
APY = Annual Percentage Yield. Rates are accurate as of 11/15/2024. Rates and terms are subject to change without notice. Visit sjzddclm.com or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
- Single Service Fee is waived if a $50 minimum daily balance is maintained, the member is under 18 years of age, the account has been opened less than 6 months, or the account is an Association Account. Fees may reduce earnings. Rates and terms are subject to change without notice.
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